Own the smartphone you want

Take it home today. Pay monthly with simple EMIs.

About PalmPay

Licensed By the SECP

Built For People Going Places

Low down payment

Pay as low as 20% upfront and get your phone today

Easy Installments

Monthly plans for up to 9 months

Simple criteria

CNIC Card and Financial Statement

Visit a dealer and get your phone in 30 minutes

Choose your phone

Browse our selection of high-end payment plans nationwide

Make it yours today

Apply online and get approved in time

Repay in easy installments

Choose flexible payment options like weekly or monthly banking

Build your credit

With every on-time repayment, you unlock more services when eligible

For dealers: Grow your sales with PalmPay

Offer installment financing without operational burden. We provide the tech, training, and repayment follow-up - you hire the promoters; we train and help manage them for sales and customer care.

Financial
inclusion
begins with
phone
ownership

PalmPay is one of the world's leading smartphone EMI companies, selling over 1 million devices per year. We make it easy to get a smartphone on installment in Nigeria, Tanzania, Bangladesh and Pakistan - with the PalmPay app pre-installed and ready to go, for repayments and more.

A platform for progress

PalmPay helps millions of individuals and businesses in Africa and Asia access the tools they need to thrive in the digital economy.
From first-time smartphone ownership through device financing, to full digital banking and merchant services, PalmPay provides the on-ramp to financial opportunity.
We help people pay, save, earn, and grow - and give businesses the tools to serve their customers and expand.